Privacy Policy

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Legal and Copyright Information

This site is published for the benefit of clients, friends and fellow professionals on topical matters of interest. Our advice is arrived at on a completely independent basis, and no advertising is accepted. While we believe that the information contained here is accurate and critical to success, you are advised to see specific guidance that is unique to your circumstances. If legal, accounting or other professional advice is desired, the services of a competent professional person should be sought. The decisions remain yours.

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